中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.060 (+0.915%) 沽空 $4.09亿; 比率 24.824% │0.5倍│5.7厘建行(00939.HK) +0.080 (+0.999%) 沽空 $4.02亿; 比率 19.691% │0.5倍│5.8厘中行(03988.HK) +0.020 (+0.413%) 沽空 $4.68亿; 比率 28.020% │0.4倍│5.7厘农行(01288.HK) +0.030 (+0.561%) 沽空 $1.21亿; 比率 25.593% │0.6倍│5.1厘交行(03328.HK) +0.020 (+0.289%) 沽空 $5.44千万; 比率 27.756% │0.4倍│5.7厘邮储银行(01658.HK) +0.050 (+1.018%) 沽空 $5.28千万; 比率 17.702% │0.5倍│4.7厘招行(03968.HK) -0.060 (-0.122%) 沽空 $2.20亿; 比率 35.547% │1倍│4.4厘光大银行(06818.HK) -0.010 (-0.307%) 沽空 $7.75百万; 比率 33.525% │0.4倍│5.6厘民生银行(01988.HK) +0.040 (+1.044%) 沽空 $8.49百万; 比率 12.065% │0.3倍│5.2厘浙商银行(02016.HK) +0.010 (+0.386%) 沽空 $9.35百万; 比率 52.228% │0.3倍│6.3厘重农行(03618.HK) -0.020 (-0.297%) 沽空 $2.60千万; 比率 21.408% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-03-27 16:25。)